In Malaysia, there are now 14 REITs to choose from on the Main Market, offering investors a choice to own stakes in commercial, industrial, plantation and office real estate.

Aside from being more liquid than investing in real estate, one of the reasons why REITs are more appealing than investing in actual real estate is because of its high yield.

Gross dividend yield in the FTSE Bursa Malaysia index is about 2.9%, while the average yield for a REIT in Malaysia is about 8%.

REITs yield higher returns because commercial real estate generates a huge amount of cash flow from rentals.

If one invests in real estate though, it may be hard to charge the most preferred rental rate, even if the property had been purchased for a hefty price, simply due to market forces.

As for REIT prices on the stock market, they generally tend to be “low risk” because their prices are sustained by the yield factor, hence the volatility element is reduced.

Even so, REITs are not immune to economic difficulties.

REITs such as AmFirst, Hektar, UOA and Axis hit their lowest point in the middle of the financial crisis in 2008 but have since recovered to their pre-crisis prices, if not better.

Part of their recovery, says an analyst, is due to good management, good investor relations and a proven track record when it comes to acquisitions.

Still, one critic of REITs says it is probably more worthwhile to purchase stocks of established companies if they want to play safe.

Advocates of the property trust point to the fact that REITs are a different investment class altogether, choosing to view them as an investment that bridges the gap between a fixed deposit and the stock market.

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There are many agencies that cater purely to the expat market with staff that speak perfect English and are well briefed on the idiosyncrasies of the Malaysian housing market compared to buying in the West. Those seriously considering purchasing a property in Kuala Lumpur should ensure that they first read our comprehensive guide which contains everything regarding buying houses and land.

Many of the best agents keep well-maintained websites with a comprehensive inventory of their current stock, and this can be a great help for buyers who don’t want to waste their time with inappropriate selections. Many people who are looking to buy property in KL as an expat are busy at work and do not have sufficient time to fully examine all the possibilities.

All our selections below are trusted recommendations although it is important for expats looking for Kuala Lumpur real estate agents to vet their own choice and ask for advice.

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A lot is been done for development of the real estate in Azerbaijan. A project called AzRealty was held sometime back. The main aim of this project was to fulfill the supply and demand from the realty markets of the country. In 2005 around $1.62 billion was granted for construction purposes. This amount was increased to $900million in January-April session. This amount is 9.4% more than what was disbursed the previous year. With increased and speedy construction of buildings and houses, the scope in Azerbaijan has augmented. Azerbaijan laws and acquisition of land in the country is also very simple. If you check estate listings, you will find that land prices are cheap and investing on lands is the best kind of investment that can be made in today’s time in Azerbaijan. The most popular method of acquiring funds for investing in a resale property or acquisition of land is by method of Mortgage.

If a buyer needs some time to investigate the property, he can do it; and to assist estate agents are always available. Azerbaijan real estate dealers also make the process of buying and selling easy and you do not have to bother about the paper work. Easy to follow rules are there for both personal and commercial transactions of property but it is better that you hire an attorney or estate agent for the purpose. If you’re planning to move to another country and settled down there, Azerbaijan is a good choice. Azerbaijan ranks 38 in ease of doing business among other 183 countries that have global economies. International Real Estate Listings is the worldwide leader in Azerbaijan real estate for sale, Azerbaijan real estate exchanges, and Azerbaijan rentals. Azerbaijan real estate owners, agents, and developers are encouraged to create an account, upload an unlimited number of listings, write as much creative property details, include a You Tube property video, and it will be activated as a basic listing for 6 months, free.

In making property ownership search you can choose from looking at free sites as well as paid websites but if you are looking for no hassle search choose trusted paid websites and become a member. To become a member of the sites that offers this kind of service you will just need to sign up with them and fill in necessary information like your e-mail where they will send you the latest properties for sale. The membership fee is very cheap so you do not have to worry about it because you will have a good service in return of the fee that you will pay. Just always remember that in buying a property, choose the best one that will give the best value for your money because it is already an investment. If the property that you will purchase is in good quality, after some time its market value will raise too.

This exquisite 5 star resort is located right on the wide swath of white sand beach of Bentota. The Bentota Beach Hotel Sri Lanka is a newly renovated property that prides itself with a gold medal for excellence. This beach hotel is considered as one of the oldest and grandest resorts in the whole of Sri Lanka. Any guests are sure to be impressed by a staff the aims nothing than to provide comfort and pleasurable hotel stay. The Sri Lankan famous architect Geoffrey Bawa is the one who built this resort famous for service and hospitality.

Bentota Beach Hotel Sri Lanka has 133 luxurious and spacious rooms, two restaurants, and 3 swimming pools that assures guest of a pleasurable stay. Enjoy a grand gastronomic experience from the hotels kitchen masters while you take your pick at the endless wine spirits selection. The hotel also boosts of sporting activities for any sports enthusiasts. Inquire on driving, wind surfing, banana boat rides and others that are available through the Bentota beach hotel’s water sports center.

Discover a holistic health approach at the “Samadhi Vedha Asapuwa” located serenely by the river and experience one of the world’s oldest arts of healing. Melt away the tensions and stress from your body as only the hands of skilled professionals can do. Treat yourself to more familiar treatments like the herbal oil body massage and steam bath. The Bentota Beach Hotel Sri Lanka has one unique service that has become very popular – the floating Pontoon. This has never failed to excite those who have tried it out. The floating Pontoon has a seating capacity of 30 and a standing capacity of 60. This one is real great for meetings and parties.

Another great success story is the residential, commercial and corporate mix use commercial being developed in the heart of Islamabad, Pakistan called The Centaurus. The project is mainly sponsored by GCC’s one of the biggest investors The TAMIMI Group and being managed by a local developer with a venture named as Pak-Gulf Construction company. The construction being done by the largest Chinese Construction company and designed by the company having some exclusive master pieces to its credit such as Burj Ul Arab(Symbol of Arab) The Atkins. Project is located in the centre of Islamabad where this is the only allotment of plot been done by Capital Development Authority (CDA), Islamabad. Project’s worth is approximately 60 Billion Rupees out of which the cost of land is around 6 Billion Rupees.

Project is certainly the main attraction for elite of Pakistan living at home or overseas. The clientele comprises of celebrity stars, business community and well known personalities of Pakistan. Project seems to be a great success as most of the residential parts have already been booked and sold out. The method adapted for booking the properties is very much familiar to the method adapted by Emaar Properties in Pakistan, which is to appoint some exclusive agents as the authorized real estate sales consultants for selling the properties.

These projects have become the identity of Pakistan and are bringing the foreign direct investment in Pakistan. These success stories are the benchmark for other real estate developers who are considering to start their operations in Pakistan but are having the reservations regarding the security situation. I would say that when we talk about business, debt-crisis is even worse than terrorism. So in terms of investing in real estate, Pakistan seems to be more lucrative than US, Europe and GCC, who are currently facing worse situation in shape of their financial crisis, which has not affected Pakistan a bit.

By enquiring about few things related to their income you can get a basic idea of the client’s financial strength if somebody is not meeting the pre-requisites he should not be referred to the loan officer from the beginning. A buyer is expected to meet certain guidelines as issued by each banker like the credit score to qualify for a loan. Being a real estate agent you must be current and thorough with the latest guidelines. A client should be taken to the loan officer only when he receives the pre- qualification letter from the bank after ascertaining that he would be qualifying for the proposed loan. Do not fall prey to junior and inferior loan agent sitting lazily in the loan office. Sometimes they do not even bother to check the details and handover the pre-qualification letter just on the words of the buyer. So, be careful in looking for the right officer to get the work go smoothly later.

Characteristic refers to the repayment record of the borrower. This is given the heaviest weightage by the banks in deciding the loan approvals. The borrower’s payment track record can easily be obtained from the Central Credit Reference Information System (CCRIS). Bank Negara Malaysia has a Kiosk Counter to allow the public to check their CCRIS. This is a free service provided by the Malaysian Central bank.

Capacity refers to the Debt Income Ration (DIR) of a borrower. The total debts and new housing loan installment divided by the total borrower’s income must not be more than 40% in ratio. Capital refers to the networth of the borrower. Condition refers to the economy and borrower’s condition. Collateral refers to the property that the borrower going to finance. The fair market value, marketability factor, and the condition of the property are always taken into consideration while considering the loan approval.

After your housing loan has been approved, the next step is to check the conditions of the letter of offer issued by the bank, which includes the interest rate, the holding period starting from first drawdown or last drawdown, installment amount, and other details. Choosing a responsible lawyer is another vital issue. An irresponsible lawyer might drag the processing of the Sale & Purchase Agreement and Loan Agreement. The Purchaser might end up having to pay the penalty to the Vendor if the housing loan has not paid before the expired date. Hence, choosing a good, reputable and responsible lawyer will expedite the whole process.